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Closing costs are based on an average of customary
closing costs around the nation and include a 1%
origination fee; your actual closing costs will reflect
costs common and customary to your area and may vary
according to specific product type selected.
Prepaid expenses include 30-days prepaid interest
and 2 month's escrow for taxes, home owners insurance,
and private mortgage insurance, if applicable; actual
prepaid expenses may vary according to closing date and
property location.
Reserves are funds available to borrower after
closing and do not have to be paid to
lender.
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